Details » Equine Rescue Oz

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- Category: Pets
- Description: A forum for the rescuers
- Members: 9
- Created On: Dec 14, 2007
- Posts: 82
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1. | Apr 18, 2014
it was at 82.6% enterprise wide which would put them alomst 50% below the national average for all companies. I recall that during the recent failed California healthcare legislation effort, alomst all insurance companies were accepting of the loss ratio mandates, which I believe were 85%, except Blue Cross. But there's also a difference between loss ratios in the aggregate for a company and those of individual lines and in different places. I assume that each line in California must have must have the minimum 70% regulatory loss ratio. But I would like to know how the various lines rate in that regard individually. I say that not only as an individual policyholder in Blue Cross for a quarter of a century but as a way of understanding the policy implications it might reveal. Is this kind of information submitted to the insurance regulator subject to public disclosure? As for the loss ratio difference across areas, Wellpoint said that losses in the individual market in Maine exceeded the premiums received and that most carriers had abandoned that market. Maine has guarantee issue but no effective mandate that people carry insurance. New York and New Jersey have similar rules so I wonder if those states also are paying a disproportionately low share of the company's total overhead and profit. And when some pay less than their share that means some are paying more. Is it policyholders in California that are paying more? All this about insurance companies does mean that your premise about the greatest source of increasing costs lie elsewhere. Health policy is composed of many parts and getting it right means looking at all of them and giving them their proper context and weight. Unfortunately I see little of that. People choose their narratives about health care those narratives drives their thinking, not the facts.
2. | Dec 22, 2013
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3. | Dec 20, 2013
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4. | Dec 19, 2013
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